18 free financial calculators, no signup required
Run the numbers on debt, savings, investing, and retirement right in your browser. Every calculator pairs with a workbook to turn the result into a plan.
No signup Nothing stored Works on any device
FIRE Number Calculator
Calculate your Financial Independence, Retire Early number. Find out exactly how much you need invested to live off passive income forever using the 4% rule.
Open calculatorDebt Payoff Calculator
Compare avalanche vs. snowball debt payoff strategies. See your exact payoff date, total interest paid, and how much you save with an extra monthly payment.
Open calculatorEmergency Fund Calculator
Calculate your ideal emergency fund target, see your savings gap, and find out exactly how many months it takes to reach full financial security.
Open calculatorNet Worth Calculator
Track your true financial position. Enter all your assets and liabilities to get a clear net worth number with a health assessment and next steps.
Open calculator50/30/20 Budget Calculator
Split your income with the 50/30/20 rule. Calculate your exact needs, wants, and savings targets, then compare them to where your money actually goes.
Open calculatorSIP Return Calculator
Calculate the maturity value of your monthly SIP. See total invested, expected wealth gained, and absolute returns across any time horizon.
Open calculatorIndia Income Tax Calculator
Estimate your income tax under the new vs old regime for FY 2025-26 — taxable income, 87A rebate, cess, effective rate, and monthly in-hand salary.
Open calculatorCompound Interest Calculator
Calculate compound growth on any investment. Add monthly contributions, set the compounding frequency, and see how much of your balance is pure interest.
Open calculatorDebt-to-Income Ratio Calculator
Calculate your front-end and back-end debt-to-income ratios. See your DTI benchmark, lender qualification status, and how to improve your borrowing power.
Open calculatorSavings Rate Calculator
Calculate your personal savings rate and see how many years to financial independence. Get a savings grade and milestones to accelerate your wealth building.
Open calculatorRule of 72 Calculator
Use the Rule of 72 to see how many years it takes to double your money at any return rate, with 10-, 20-, and 30-year projections you can compare.
Open calculatorClosing Cost Estimator
Select a country and property price to get an itemised breakdown of stamp duty, registration, legal fees, and broker commissions.
Open calculatorFinancial Freedom Number
Calculate your exact financial freedom number. See how long it will take to reach it, and how small changes to your investments accelerate your timeline.
Open calculatorIncome Growth Lever
Interactive income growth lever calculator — see how 5 different levers combine to close the gap to your target income.
Open calculatorMortgage Affordability
Calculate how much house you can afford, see your debt-to-income ratio, and stress test your mortgage against income drops and interest rate hikes.
Open calculatorRaise Allocation
Decide exactly how much of your next raise should go to lifestyle inflation, debt payoff, and investments. See the long-term impact.
Open calculatorRate Benchmarking
Calculate your ideal hourly rate or project fees based on your experience, location, niche, and target annual income.
Open calculatorRent vs. Buy
A comprehensive 10-year financial comparison of renting versus buying a home, including opportunity cost and true cost of ownership.
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