How to Use Credit Cards Wisely Without Falling Into Debt
Credit cards can build wealth or destroy it — the difference is your habits. Learn the rules of the points game, how to avoid the interest trap, and use credit to your advantage.
By James Morrison, Personal Finance Coach & Money Psychology ExpertChapter 1: The Interest Trap
Avoid interest by only spending what you can pay back immediately.
Chapter 2: Playing the Points Game
Rewards are only beneficial if you never carry a balance and pay interest.