The Complete Beginner\
No jargon, no guilt. Just the essential steps to take control of your financial life.
By James Morrison, Financial CoachChapter 1: Know Where You Stand
Financial clarity starts with three numbers: income, expenses, net worth.
Chapter 2: The 50/30/20 Budget
50% needs, 30% wants, 20% savings. Simple, memorable, flexible.
Chapter 3: Automate and Grow
Automate with 3 accounts, start investing early, review monthly.